Other Additional Resources:
Child Care:
National Childcare Information Center:
Information and phone numbers for everything from help with childcare costs to health and safety.
www.nccic.org
EIC (Earned Income Credit) Advanced Payments:
www.irs.gov
United Way:
Provides information for applicable programs that are available.
www.unitedway.org
WIC:
Woman, infants and children: supplies protein foods (milk, cheese) for low income families.
Usually for children up to 5 years old.
www.fns.usda.gov/wic
Consumer Issues: Identity Theft Resource Center:
Provides victim and consumer support as well as public education on identity theft.
www.idtheftcenter.org
About Checking:
Teaches and helps to maintain a checking account.
www.aboutchecking.com
Bankrate:
Provides consumer information, financial calculators, rates etc.
www.bankrate.com
Credit Reporting Agencies:
Equifax: www.equifax.com
Experian: www.experian.com
Trans Union: www.transunion.com
Debtors Anonymous:
www.debtorsanonymous.org
Do Not Call List:
Prevents telemarketers from calling your home.
www.donotcall.gov
FTC-Federal Trade Commission:
For help with creditor harassment, identity theft and fraud.
www.ftc.gov
Legal Assistance: Free Legal Aid in California:
Oversees and protects the rights of victims of domestic violence, help with bankruptcy, familiy law, divorce, immigration, landlord-tenant and employment issues.
www.usattorneylegalservices.com/free-legal-aid-california.html
Elderly:
AARP:
www.aarp.org
Food Stamps:
www.fns.usda.gov/fsp
Social Security:
www.ssa.gov
United Way
www.unitedway.org
Help/Prevention Programs:
Debtors Anonymous:
www.debtorsanonymous.org
Do Not Call List:
Prevents telemarketers from calling you home.
www.donotcall.gov
Employment Rights for Survivors of Abuse (E.A.R.S.E)
Helps abuse victims in NJ with benefits and employment
www.safeatworkcoalition.org
Gamblers Anonymous:
www.gamblersanonymous.org
Narcotics Anonymous:
www.na.org
National Abuse Hotline:
Provides information on shelters, privacy issues, legal advocates and medical help.
www.ndvh.org
National Suicide Hotline:
Provides emergency assistance.
www.suicidehotlines.com
SCORE – Service Corps of Retired Executives:
Provides volunteer entrepreneur education and information to help small businesses.
www.score.org
US Department of Labor:
Website provides information on unemployment benefits, insurance, locating a job, etc.
www.doleta.gov/layoff
Medical Expenses:
American Diabetic Foundation:
Provides free medical supplies for teachers and social workers.
www.americandiabetes.com
Eldercare Locator:
Assists in finding state programs.
www.eldercarelink.com
Medicare:
www.medicare.gov
National Institute of Mental Health:
www.nimh.nih.gov
Needy Meds
An information source to help get free or discounted prescriptions. Lists information about prescription programs.
www.needymeds.org
Pharmaceutical Research & Manufacturers of America:
Offers a free directory of drug assistance programs.
www.phrma.org
Mortgages:
Bankrate:
Provides consumer information, financial calculators, rates, etc.
www.bankrate.com
Consumer Insurance Guide:
Answers questions about home insurance coverage.
www.insure.com
Fannie Mae:
Provides information on approved lenders, defaulted loans, etc.
www.fanniemae.com
Freddie Mac:
Provides information on getting help for federal mortgage loans.
www.freddiemac.com
Home Renting:
For information on renting out or renting a home and forms that are available.
www.uslegalforms.com
HUD: (Housing and Urban Development)
Provides information on HUD housing and section 8
www.hud.gov
Interest.Com
Mortgage calculators.
www.interest.com
National Reverse Mortgage Lenders Association:
Publishes a list of lenders.
www.reversemortgage.org
Student Loans:
Academic Management Services:
Provides interest free payment plans and loans to parents who send their children to participating private schools.
www.salliemae.com
Educaid:
Allows parents to borrow for private school tuition.
www.wachovia.com/education
Federal Student Aid Information Center:
Provides information on federal loans, aid and grants.
www.fafsa.ed.gov
Higher Education Student Assistance Authority (HESAA):
Answers questions regarding student loan repayment and default prevention.
Helps students find the servicing center and status of their federal loans.
www.hesaa.org
Loan Locator:
Helps locate who administers a student loan.
www.studentclearinghouse.org
US Department of Education
Provides information on student loans programs.
www.ed.gov
Veterans Education Benefits
www.ed.gov/index.jhtml
Utility Help Programs:
LIHEAP:
Low Income Home Energy Assistance Program (Federal).
www.acf.hhs.gov/programs/ocs/liheap
All services are provided either in person or over the Internet via telephone, fax and e-mail.
Regular Business Hours:8:00 am to 5:00 PM PST, Monday through Friday
National Childcare Information Center:
Information and phone numbers for everything from help with childcare costs to health and safety.
www.nccic.org
EIC (Earned Income Credit) Advanced Payments:
www.irs.gov
United Way:
Provides information for applicable programs that are available.
www.unitedway.org
WIC:
Woman, infants and children: supplies protein foods (milk, cheese) for low income families.
Usually for children up to 5 years old.
www.fns.usda.gov/wic
Consumer Issues: Identity Theft Resource Center:
Provides victim and consumer support as well as public education on identity theft.
www.idtheftcenter.org
About Checking:
Teaches and helps to maintain a checking account.
www.aboutchecking.com
Bankrate:
Provides consumer information, financial calculators, rates etc.
www.bankrate.com
Credit Reporting Agencies:
Equifax: www.equifax.com
Experian: www.experian.com
Trans Union: www.transunion.com
Debtors Anonymous:
www.debtorsanonymous.org
Do Not Call List:
Prevents telemarketers from calling your home.
www.donotcall.gov
FTC-Federal Trade Commission:
For help with creditor harassment, identity theft and fraud.
www.ftc.gov
Legal Assistance: Free Legal Aid in California:
Oversees and protects the rights of victims of domestic violence, help with bankruptcy, familiy law, divorce, immigration, landlord-tenant and employment issues.
www.usattorneylegalservices.com/free-legal-aid-california.html
Elderly:
AARP:
www.aarp.org
Food Stamps:
www.fns.usda.gov/fsp
Social Security:
www.ssa.gov
United Way
www.unitedway.org
Help/Prevention Programs:
Debtors Anonymous:
www.debtorsanonymous.org
Do Not Call List:
Prevents telemarketers from calling you home.
www.donotcall.gov
Employment Rights for Survivors of Abuse (E.A.R.S.E)
Helps abuse victims in NJ with benefits and employment
www.safeatworkcoalition.org
Gamblers Anonymous:
www.gamblersanonymous.org
Narcotics Anonymous:
www.na.org
National Abuse Hotline:
Provides information on shelters, privacy issues, legal advocates and medical help.
www.ndvh.org
National Suicide Hotline:
Provides emergency assistance.
www.suicidehotlines.com
SCORE – Service Corps of Retired Executives:
Provides volunteer entrepreneur education and information to help small businesses.
www.score.org
US Department of Labor:
Website provides information on unemployment benefits, insurance, locating a job, etc.
www.doleta.gov/layoff
Medical Expenses:
American Diabetic Foundation:
Provides free medical supplies for teachers and social workers.
www.americandiabetes.com
Eldercare Locator:
Assists in finding state programs.
www.eldercarelink.com
Medicare:
www.medicare.gov
National Institute of Mental Health:
www.nimh.nih.gov
Needy Meds
An information source to help get free or discounted prescriptions. Lists information about prescription programs.
www.needymeds.org
Pharmaceutical Research & Manufacturers of America:
Offers a free directory of drug assistance programs.
www.phrma.org
Mortgages:
Bankrate:
Provides consumer information, financial calculators, rates, etc.
www.bankrate.com
Consumer Insurance Guide:
Answers questions about home insurance coverage.
www.insure.com
Fannie Mae:
Provides information on approved lenders, defaulted loans, etc.
www.fanniemae.com
Freddie Mac:
Provides information on getting help for federal mortgage loans.
www.freddiemac.com
Home Renting:
For information on renting out or renting a home and forms that are available.
www.uslegalforms.com
HUD: (Housing and Urban Development)
Provides information on HUD housing and section 8
www.hud.gov
Interest.Com
Mortgage calculators.
www.interest.com
National Reverse Mortgage Lenders Association:
Publishes a list of lenders.
www.reversemortgage.org
Student Loans:
Academic Management Services:
Provides interest free payment plans and loans to parents who send their children to participating private schools.
www.salliemae.com
Educaid:
Allows parents to borrow for private school tuition.
www.wachovia.com/education
Federal Student Aid Information Center:
Provides information on federal loans, aid and grants.
www.fafsa.ed.gov
Higher Education Student Assistance Authority (HESAA):
Answers questions regarding student loan repayment and default prevention.
Helps students find the servicing center and status of their federal loans.
www.hesaa.org
Loan Locator:
Helps locate who administers a student loan.
www.studentclearinghouse.org
US Department of Education
Provides information on student loans programs.
www.ed.gov
Veterans Education Benefits
www.ed.gov/index.jhtml
Utility Help Programs:
LIHEAP:
Low Income Home Energy Assistance Program (Federal).
www.acf.hhs.gov/programs/ocs/liheap
All services are provided either in person or over the Internet via telephone, fax and e-mail.
Regular Business Hours:8:00 am to 5:00 PM PST, Monday through Friday
