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TPFC began its ministry as an offshoot of Turning Point Ministries, Inc. a 501(c)(3) non-profit professional counseling ministry in January 1999. After being supported and sponsored by TPM and others, TPFC became incorporated as a separate ministry.

Its founders, Dr. Peter Robbins and Dr. Kevin Downing, became frustrated during their twenty years of counseling marriages and families because, often, finances stood in the way of starting or completing the counseling process. Their solution for this problem was also unsatisfactory: to refer to financial planners or others who would charge a fee that their clients couldn't pay. It left them and their clients in a Catch-22.

Let no debt remain outstanding, except the continuing debt to love one another,
for he who loves his fellowman has fulfilled the law.
Romans 13:8