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The Problem
The rich rule over the poor, and the borrower is servant to the lender.
Proverbs 22:7
The Problem
The Solution
The Benefits
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Credit cards have become one of the most widely used tools by the enemy to keep all of us in bondage. They have all the trappings of a great tool-easy to acquire, easy to use, and easy to think it was helpful. It is only over time do we start to see and feel the consequences of using debt in our financial affairs. For many of us, this awakening produces fear, panic and despair-exactly what the enemy has in mind for us.

Like you, all of us who work at Debt Free Christian have been in the same place you are right now. We know the trap and have fallen in it ourselves. By God's grace, we have begun the process of going in a better direction-one that leads us away from the bondage of debt. We have learned how to help you on your road to financial freedom from credit card bondage.

In the past, we have thought we could work our way out of this problem by just getting better at playing the game. It is a common theme we often hear at Debt Free Christian. We have used it ourselves when handling our own finances. You may recognize one or more of the approaches we have taken to "win the credit card game". They go something like this:

  • Get credit cards and use them, focusing on the interest rate and limit on the cards.
  • Run up the cards higher than we thought; start to feel payment and interest pressure.
  • The interest rate goes up for whatever reason, since no reason is usually given.
  • The offers for lower interest rate cards come in, and we do balance transfers.
  • Time expires on the lower rates, or they go up, since no reason is usually given.
  • Credit card companies stop sending us the low-interest or no-interest rate offers.
  • Credit card balances, interest rates and payments are no lower than they were before.
  • We are no further ahead then when we started, and have run out of options.

If you can relate to one or more of the above approaches, welcome to the club!

Unfortunately, it is the enemy's club. A club that he wants you to join and never leave. At Debt Free Christian, we not only want you out of the club, we will help you get out and stay out. Along the way, you will gain wisdom and insight to never go back to the enemy's club.

To find out how we may be of help to you, please Apply Online or call us at 800-624-9747.